🏃LAST CHANCE: $0 annual fee card worth 90k⌛ {apply today!}

These were the MOST popular offers in 2023 and we get them for a few short weeks in 2024.

Earning bonuses on these cards 3x (and referring back and forth) is what helped Micah and I earn over a million points in 2023.

This email has EVERYTHING you need to know about them.

CARD 1: (This bank no longer permits me to name the cards in emails) You will earn 96,000 points after completing the minimum spend. You can earn 5x on Office Supply stores and some people take advantage of this to earn more points on gift card purchases.

CARD 2: (Again, I'm no longer allowed to name cards from this bank in emails) You will earn 99,000 points after you complete the minimum spend.

We have confirmation this is the "last call" for this card and offer will end by 1/18 at 9am EST.

I recommend applying TODAY if you've been putting this off, these can get pulled earlier.

What You Need to Know

Even the smallest side hustle qualifies

Here are all the details on how you can use something like being a landlord, tutoring, selling one thing a year on Facebook marketplace, and so much more to get lucrative business card offers.

All the FAQs about these cards (also see below)

Not an image of the cards since the bank doesn't let me use card images in my emails....

YouTube Walk Through: Business card application

The first time you fill out a business card application it can feel a bit overwhelming. I walk through it line by line.

Watch now

Ultimate Guide to these points

Download my 15 page guide to how to maximize these points.

Ultimate Rewards Guide.pdf

FAQs 💳

How do I apply?

If your partner has a referral link already, apply through their referral link so they can get extra points. Unfortunately, new referral links are only showing a lower 75k offer now if you generate them now. You'd need to ask for a match if you apply via referral link. If you don't have one, we'd appreciate if you'd apply through one of our affiliate links. THANK YOU for your support!

What if I don't have a business?

If you have any sort of side hustle, you probably qualify. We have heard from people in our Facebook group reporting $0 in business income on their application and still being approved. Learn more about applying for a business card without an actual business here.

Do these cards earn cash or points?

These cards are billed as "cash back" cards, but when you pair them with another card like this popular beginner card 💎, you can transfer your points to any of this bank's airline and hotel partners.

What if I don't have a 💎 card yet?

Open an Ink card now and then open a 💎 card later so that you can transfer your points. You don't need to have the 💎 card first.

What if I don't have a 💎 card but my spouse does?

You can call the bank to move your Rewards from your card(s) to your spouse's account so that you can get more value out of them! You can combine points across your household.

Can I have more than one of these 90k business cards?

Yes, you can have each version of the card for each business. So if you have an EIN, you could apply for each card under your EIN and also with your SSN as a sole proprietor.

Which of the two I should open?

If you shop at office stores (Staples and/or Office Max/Office Depot), then you will get 5x at those stores with this card. Some people buy gift cards at office stores with their card to get the 5x on purchases at Costco, Disney, and more.

If you don't shop at office stores or don't want to buy a lot of gift cards, this one is a good choice, earning a flat 1.5 cents per point on most purchases.

I'm not sure I can hit the $6k spend requirement

Check out our tips for meeting a high minimum spend.

What if I get denied for the card?

These calls are definitely worth a reconsideration call. Read about reconsideration cards and download our guide here.

When do I need to apply by?

We suggest you apply by 3/16 just to be safe! Offers can get pulled early.

Katie

Find Your Next Card Here 💳